^ QH can be like teddy bears! My mother's QH is the fuzziest of all the horses on our place, he springs his coat earlier and he grows a thicker coat than either of my two. Nothing on the coat of a Welsh, or a traditional cob, or any native English breed for that matter - but still, they can be very fluffy. Usually their coats are nice in the summer though.
edit; also, I hate to correct your spelling, but it's quaRter horse, not quater horse. The first is said quarter, the second would be said kwayter! It's a common mistake in Aus and the UK, but it irritates me :P