You should meet her Bluebird then you will see why we had to get sweetest loving girl ever.
The only ones with rugs on right now is Molly and Prince, Dinky would be rugged but she ripped her rug. Nobody else needs so they don't get it.
I know they are Shetland but sometimes they need it, Ricky was born on mainland Britain so isn't that hardy and Dinky is wintering badly as she was only weaned this spring when she was over a year old.
Our weather is the kind that you have to rug most big horses, hurricane worth winds are common place most of the winter, Autumn and early spring, horizontal rain ect ect, it is impossible to know how bad it really is with out living up here.