Horse insurance
 
 

       The Horse Forum > Keeping and Caring for Horses > Horse Health

Horse insurance

This is a discussion on Horse insurance within the Horse Health forums, part of the Keeping and Caring for Horses category
  • Weanling horse insurance rates
  • How much does equine mortality insurance cost?

 
LinkBack Thread Tools
    06-25-2009, 07:43 AM
  #1
Weanling
Horse insurance

I live in Ohio and was wondering how many of you have insurance on your horses, who it is through, how much does it cost, and what is covered? I was thinking about having Paul insured only because I know how expensive things can get. He's currently 6 years old. Thanks.
     
Sponsored Links
Advertisement
 
    06-25-2009, 10:27 AM
  #2
Foal
It usually is a percentage of what you and the adjuster agree the value of the horse is. The exact percentage is based on the breed and usage and usually ranges from 3 percent per year and up for mortality. The other option is major medical which can depend on your plan, some range from a 250 flat fee to $500 up front plus 25% of the expenses up to the first set amount.

We've had from 2 to 8 insured w/ Markel for quite a few years w/ one major claim for colic surgery. In my opinion they are no better or worse than a number of other companies and if I had a halter horse there is no way I would pay their premiums. Google horse insurance and look over rate plans for various companies and resellers and see if it is something you want to do and then ask specifically about what companies you are looking at. It just seems to be easier that way.
     
    06-25-2009, 04:50 PM
  #3
Green Broke
Yep, totally depends on the value of your horse and what kind of coverage plan you get. I use Equi-Sure for my pony who is insured at $10,000. He has major medical ($250 deductible) and mortality and I pay about $750 a year.
     

Quick Reply
Please help keep the Horse Forum enjoyable by reporting rude posts.
Message:
Options

Register Now

In order to be able to post messages on the The Horse Forum forums, you must first register.

Already have a Horse Forum account?
Members are allowed only one account per person at the Horse Forum, so if you've made an account here in the past you'll need to continue using that account. Please do not create a new account or you may lose access to the Horse Forum. If you need help recovering your existing account, please Contact Us. We'll be glad to help!

New to the Horse Forum?
Please choose a username you will be satisfied with using for the duration of your membership at the Horse Forum. We do not change members' usernames upon request because that would make it difficult for everyone to keep track of who is who on the forum. For that reason, please do not incorporate your horse's name into your username so that you are not stuck with a username related to a horse you may no longer have some day, or use any other username you may no longer identify with or care for in the future.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:

Log-in

Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.


Old Thread Warning
This thread is more than 90 days old. When a thread is this old, it is often better to start a new thread rather than post to it. However, If you feel you have something of value to add to this particular thread, you can do so by checking the box below before submitting your post.

Thread Tools

Similar Threads
Thread Thread Starter Forum Replies Last Post
Horse Insurance huntergrl Horse Health 1 12-18-2007 01:05 PM
HORSE INSURANCE cory-boy Horse Health 5 12-12-2007 02:51 PM
Insurance, is it necessary for a healthy, 10 year old horse? stilllearning Horse Health 2 08-31-2007 11:13 PM
Horse and rider insurance! *ArabianPrincess* Horse Protection 3 05-24-2007 08:30 AM
horse insurance? dave_in_delaware Horse Talk 4 12-20-2006 12:39 PM



All times are GMT -4. The time now is 04:38 PM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.6.0