I've seen the fancy equine insurance ads in Dressage Magazine. I assume that's for the multi-million dollar performers such as Totillas.
But what about the average horse owner? Do you all carry insurance on your horses? Do you carry health and liability? Do you carry mortality?
I'm getting closer to buying my first horse, and want to do everything right (including purchasing insurance if needed).
I'm just planning on pasture boarding the horse at a local barn. Will ride 1 to 3x per week. I might go to a local show once or twice per year.
What type of insurance would I need and how much is it going to cost me? $20 per month? $200 per month?