Money set aside for misc. Vet care - Page 3

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Money set aside for misc. Vet care

This is a discussion on Money set aside for misc. Vet care within the Horse Health forums, part of the Keeping and Caring for Horses category

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    06-11-2012, 01:28 AM
Originally Posted by SaddleStrings    
I say $1000 just because you never know if your horse needs to stay at the vet for intensive care, meaning daily board and care at the vets office, plus treatment.
Do they allow you to make payments on this sort of thing?? Like, if they rush your horse to the hospital, and you rack up 4 grand to fix things, can you usually make payments with the hospital??

I personally keep a $2000 credit card open. I only use it for vet care. So anything from a teeth float, to ultrasounds, and so on.
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    06-11-2012, 11:47 AM
Some vets will allow payments if you are a regular client on good terms. The vets I have worked for two of them would not allow payments of any kind, it was all up front or no care and you were charged before care was given. Another would allow payments if you were a regular client and payed so much up front.

In addition to my cash fund I too have a credit card (2500) that is emergency use only.
    06-11-2012, 08:34 PM
I like to keep as much cash on hand as possible but with horses, dog and child not always possible, haha, I always have a credit card free/unused for emergencies at all times, 3000 limit, so the "cash" is always available in a emergency. Knock on wood that I will NEVER have to use it
    06-17-2012, 12:14 PM
I'm scared to have a credit card. I use to have one that I never used, but I closed it. I've got the fear that they'll up and change the rules & instead of me owing $0, I'll owe 8 million.
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    06-17-2012, 01:39 PM
I don't set money aside, it's not a good investment. I invest my money & have an open line of credit on my properties if I need lots of cash.
    06-17-2012, 02:02 PM
Originally Posted by waresbear    
I don't set money aside, it's not a good investment. I invest my money & have an open line of credit on my properties if I need lots of cash.
Interesting option to think about. Thank you. Not that I have properties, but I will definitely look into investment/cash available options (does that sentence make sense in print?... Hope so)
    06-17-2012, 02:14 PM
I currently have $3000 set away for a "rainy day", however I'm always adding to it. Whether that is vet bills, car issues etc. My horse is prone to colic (I don't even want to count the number of times in the few years I've had him) and injuring himself. He also has special shoeing needs. He's one of those that are just accident prone lol. So with him...I'm saving up as much as I can before I'm out on my own without parental help. I don't want to get stuck with a vet bill I can't pay that may end up being life or death for my horse.
    06-17-2012, 02:40 PM
Originally Posted by Tigo    
I don't want to get stuck with a vet bill I can't pay that may end up being life or death for my horse.
My fear as well!
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    06-17-2012, 03:22 PM
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Having as many horses as we have, its unrealisting to try and have a few thousand set aside for each animial, but in general we try to keep atleast $500 for each animal that we own, and will dip into the account and use money for another horse if we must. Floating, check ups, special feeds, vaccinations, etc are all budgeted though, so our 'excess' money is kept more for the real emergencies that aren't planned for whatsoever.
    06-17-2012, 03:33 PM
I know when my first mare got sick it added up to $3000 within a few days, in the end I had to pay two different vets, four different kinds of useless medication that ended up having nothing to do with making her comfortable, or fixing the problem and paying $200 on top of that to have a excavator come bury my then dead horse.

I don't understand how a vet can expect you to hand over thousands just like that, I pay in cash because I don't carry a debit or credit card (I can't get one because I have no credit any how). Some vets won't even tell me how much it would cost to have them out, let alone the cost of the vaccinations, that scares me because shouldn't they have set travel per km fee? Vaccination and check up costs shouldn't been changing between horses in the same day, really?

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