Now, somebody asked me if I would winter her foal at my place for a monthly boarding fee. This fee would only cover the feed bill (again) but would be a bit more cash then I usually get when I buy and sell my own foal, so this is kind of interesting to me (get paid for playing with somebody elses foal ). However - since I am not a boarding business I do, of course, not carry any liability insurance. The foal is insured by the owner, as far as I understand, but what would happen if the foal gets injured and somebody decides it's my fault? Am I liable or is there a way to get around this (like a waiver)? The foal is a pretty expensive one (wild guess: around $10,000).