Having liability with horses is a necessity imo. I agree with Joe on the farm route. Much easier on your pocket, better coverage. I have mine through a farm policy w/a company that only does farm/ag insurance as the other companies couldn't do what I needed with training horses, lesson students, etc. With the farm policy, there's blanket coverage for barns, arenas, tractor, trailer, bobcat, tack, even my hay plus several mil in liability.
Life is like a camera. Focus on what's important, Capture the good times, Develop from the negatives and if things don't work out, Take another shot.
Last edited by MHFoundation Quarters; 01-05-2012 at 10:30 AM.