Join Date: Apr 2008
Location: Orange County, NC
I'm sure you'll get a lot of opinions about horse medical and mortality insurance. We are strictly pleasure riders and have low maintenance horses. Instead of paying for insurance, we have chosen to have a 'horse account' where we set aside $$s for their care including what we would have paid for horse insurance, and can cover medical emergencies or the cost of replacing a horse.
As draftsforever mentioned, it is important to have a good idea of what you are willing to (or can) spend in case of a major medical problem. I'll just add that whatever you decide, not being able to or willing to spend every penny you have to save a horse does not make you a bad horse owner.
On the sixth day, God created the Quarter Horse.
On the seventh day, he Painted the good ones.