I'm new to forum and somewhat to horses in general. Here is the deal my 8 yr old daughter has been riding since age 2. She is doing great and the pony she has been riding is getting too small. Some friends have a pony (14 hands) that their daughter doesn't ride anymore, but they don't want to sell. They are willing to board the horse at my sister-n-laws place (she has 10 other horses) we aren't setup for a horse at this point. So we will take care of food,shoeing and the like, daughter will ride the horse and s-n-l will have it at her place. The owners seem pretty easy going and just want the horse boarded until their daughter says yes to sell or whatever. No talk of money to be paid for the loan out of the horse or who's responsible for the acts of the horse or injury/death.
What I need to know about is liability insurance, I don't want the horse to break a leg, get sick, die and have the owners come looking for $5000 for the horse.
So I'm sure someone here has some ideas on the subject, contracts, insurance ect. If all works out we may buy the horse or at the end of the riding season it may go back to the owners who live about 4 hours away.
Also most of this (deal) is going through my S-N-Laws sister, she is also big into the horse scene with her 10yr old daughter and son.
Thanks for the time