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Horse and/or Rider insurance policies~~Have questions.

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Hi all. I am in the process of looking for horse and rider insurance. Not health insurance but specifically "rider

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Old 10-17-2009, 02:58 PM   #1
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Question Horse and/or Rider insurance policies~~Have questions.

Hi all.
I am in the process of looking for horse and rider insurance. Not health insurance but specifically "rider insurance"

I have only searched a tiny bit and see that it does exist! That is good news. But so far most of the ones I have read are in the UK.
I live in the US.
Does anyone here have this type of insurance???
If you do please share!!
Or if you search and find something please respond to this thread or PM me.

If you have it have you ever had to use it???
Say you were jumping or something and your horse refused and you broke your arm or needed stitches or something more serious happened.

Thanks
HalfPass
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Old 10-17-2009, 06:51 PM   #2
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There are tons of companies who will insure your horse. Just google "equine insurance". They usually just cover the horse though. We have a rider (no pun intended) on our homeowners/farm policy for our horses for theft and accidental death, but its down to our health insurance for any injuries to we humans.
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Old 10-17-2009, 07:47 PM   #3
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Thanks Vidaloco!

I did a google search and checked some of them out. As of yet I have not come accros any to serve my purpose.
See the problem is my health insurance is through the college I attend.
I found out this policy from my school does not cover very much.
I had injured my knee at the gym in the begining of the year and had to have surgery. My insurance did not pay out very much. so I was left to pay most of it myself.
It has been difficult for me to get a private health insurance policy in the past,
but I am now once again trying to search out better health insurance.
I was thinking of the Rider policy because I thought it might be easier to get due to the fact it would just cover horse/riding accidents.
I will check into the idea of having it as a part of my home insurance but not sure if it will work because I own a Condo.

Thanks bunches!
HP
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