For those of you who own horses : Do you have liability insurance on your animals? I don't currently, but I'm thinking that perhaps I should get some - just in case. Any input (pro or con) would be appreciated!
Assuming you're not using your horse(s) as part of a business, check your homeowner's policy. Our homeowner's policy covers liability for our horses and they even consider the risk less than having certain breeds of dogs.
I have my horses insured through an equine insurance company for mortality only. I'm in the process of purchasing a foal, and I'd hate for something to happen to him when I don't own him 100% yet. My homeowner's insurance doesn't cover my horses.