Long story short, a couple years ago before I shattered my forearm (
) I had looked for a horse for about 8 months with no luck (sometimes that's the way she goes I guess). I just couldn't find the right personality/right partner that I thought I would work well with long term.
Here we are today, I'm starting to train with a new coach and everything is daisies. My boyfriend and I aren't in the position to own right now as we just moved into a new house and are just getting settled into our life together. That being said, I'd still like to show and ride more often then in my lessons with this new coach.
In the past, I have avoided leases due to the "subjective" nature of the clauses in the lease agreements. I am probably the most responsible person you could ever have lease a horse, but at the same time and in my old ripe age of 27, I've come to learn a lot about people that I would've never even thought about when I was younger - unfortunately that not everyone has a good heart and is fair in nature. This makes me ever skeptical about a lease agreement.
When considering a lease recently, all the rules were very fair, and the lady whom which I was talking with basically summed it up to common sense. I questioned the vet bill/injury clause in the lease and here was the response:
As for the negligence clause - basically it means:
- if you go out for a trail ride and go galloping down the road and the horse slips on the pavement then that is negligent
- If you are riding on the trails and something happens then I don't blame you - stuff happens...
- if you don't close a gate or something and she gets out its negligent
- If you say leave a full bag a food in her stall and she eats it and colics that is negligent
- If you fail to cool her out after a ride and she colics that is negligent
I'm not interested in all the subjective stuff - its the blatently obvious situations.
Isn't this still super subjective though? I could do an amazing job caring for and riding this mount, but if someone goes out there after me and leaves the gate open, then wouldn't I still be held responsible? Part of the reason that I don't own is that I don't have thousands upon thousands of dollars to invest in vet bills. Hence this consideration - but if it leads to a potential mess then was it really worth it?
I'm wondering what the thoughts of the forum are and if anyone can provide me with some additional information. I don't want to hold myself back because I'm overly worried/skeptical, but I also want to be informed and objective at the same time. If that means I need to wait until I own, then so be it. Has anyone had good/bad experiences they can share?
Thanks in advance for your advice!