No jumping at my barn - Page 2

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No jumping at my barn

This is a discussion on No jumping at my barn within the Horse Law forums, part of the Horse Resources category

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        11-28-2013, 12:39 PM
    Originally Posted by DancingArabian    
    I'm going to assume you're a minor. If that's the case, nothing you can do will change their mind.

    If that's not the case and you're an adult....there's nothing you can do to change their mind.

    It's not your barn, not your money and not your risk. They could be eliminating jumping as a means to reduce risk. Without a LOT more information that you won't be able to get, we can only speculate.
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    Thank you, Dancing! Yes, I'm 17! In a week I'll be an adult! :) I am working with the barn manager and head instructor on this as I said above she doesn't want a jumping ban on the farm either!
    Just looking for as much insurance information as possible!
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        11-28-2013, 12:39 PM
    I know one of the shows (AQHA) we go to no longer has jumping events for insurance reasons and because the president considers it too risky. My daughter mostly focuses on English on the flat, so it wasn't a problem for us.
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        11-28-2013, 02:01 PM
    Well if you're adamant about looking, you need to find out who insures them and then check out their website and see what their policies cover. You might have to contact them. However since you're not on the policy you will not get specific information about the farm's coverage. We can only guess but who knows what their plan covers. They might have gotten a discount for not allowing jumping or something.
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    PrivatePilot likes this.
        11-28-2013, 03:10 PM
    X2 above. There's probably way more to this than you're privy to. Unfortunately with the litigious nature of the USA I'm surprised this isn't more widespread as it seems some people will sue at the drop of a hat.

    All the CYA contracts in the world won't help when little Johnny or Suzy fall off, get a boo-boo, and their overzealous helicopter parents immediately call their attorney. It seems that the solution for this barn was apparently to remove the highest risk portion of their business and hope for the best.

    In the end, if sensible talking about the situation doesn't yield a solution that you're happy with, it's time to move on and find another facility. There's been policies at every barn we've ever ridden at that I didn't necessarily like, but they weren't usually up for negotiation - especially when it comes to matters of insurance.
        11-28-2013, 07:09 PM
    Green Broke
    Different insurance companies have different policies. They will also insure for certain things. Their job is to work out the "risk" (ie. Likelihood of it happening) then offer insurance "money" if it does.

    Some equestrian activities are deemed to be higher risk than others, such as jumping, eventing, barrel racing etc. This means that to cover these things to barn might have to pay a higher cost. Considering that they don't teach jumping then it would be silly for them as a business to pay more for it. I don't think the owners are being manipulated, in all honesty I think it's a smart thing to do. Insurance can be really expensive, if they just have mostly older horses for basic riding there is no need for jumping.

    Banning jumping on school horses isn't uncommon. It is more dangerous and does require different training. If they don't have a professional jump trainer there is no reason their horses should be jumping. It's also harder on the horses. Regardless of the motivations behind their choices you should respect, they're not unreasonable.

    If you want to jump the best thing is to either take lessons at a jumping barn or buy your own horse. If you want to keep your horse at this barn and want to jump and their insurance still doesn't cover you, then consider getting your own.
    Corporal and stevenson like this.
        11-29-2013, 11:58 PM
    Green Broke
    As a property owner, having to deal with insurance companies, liability etc.. TO have any form of Jumping without a very experienced Trainer is VERY expensive. In fact, having jumping with a trainer is very expensive in itself. This is one reason why jumping barns are so expensive to board . If I allowed jumping and boarded horses, the cost to board would be a minimum of 400 per month per horse . I don't think the barn owners are being manipulated. They are receiving sound financial advice.
        11-30-2013, 07:25 AM
    OP-sorry-their barn, their horses, their $$=their choice. It is really none of your business who advises them, who insures them, if they are being "manipulated" or not. I think most likely the "business people" are financial advisors or investors or both. Either way-not your concern. Bottom line is that if you or the BM don't like it-leave. Period. Shoot-their are insurance companies who make it nearly impossible for people to have pools with diving boards, trampolines etc. at someone own house. Unfortunately the suit happy people and ambulance chasing lawyers in our society have made it this way.
        12-02-2013, 01:51 PM
    Alright! Thanks everyone! I got my answer (not much I can do about the ban!) so I thank you all for replying! :)
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        12-02-2013, 07:16 PM
    If they want too, they can ban it! They probably think it's less likely they will get sued! I don't see why they don't just have people sign a liability thing that basically says "if anything happens it's not our fault"! That's what my barn people do!

    Kudos on the exclamation marks! There aren't enough of them in this world!
        12-02-2013, 07:24 PM
    Originally Posted by jbarring    
    I don't see why they don't just have people sign a liability thing that basically says "if anything happens it's not our fault"! That's what my barn people do!
    Sadly, that's not enough anymore in some areas - some overzealous lawyer-happy parent will try to sue anyways if their kid gets hurt. They'll find every reason in the book to claim the liability waiver is invalid, illegal, wrong, unenforceable...whatever.

    All of this might have come as a result of this very situation - perhaps the BO got a legal scare and this was the end result. Again, the OP probably isn't privvy to the exact reasons.
    KigerQueen likes this.

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