Planning on insuring much do u think he's worth? - The Horse Forum
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post #1 of 9 Old 08-05-2008, 10:29 PM Thread Starter
Join Date: Feb 2008
Location: New York
Posts: 2,672
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Planning on insuring much do u think he's worth?

Okay I'm planning on insuring Sonny for mortality and major surgery just in case. I was talking to a friend and she recommended it.
I wanted everyone to give me an approx value of Sonny....I'm NOT going to be upset if you say he's worth $1 for to me he's worth more than anything in the world.
I paid $5000 for him if it matters at all

Name: Sonny Wimps Gunshot
Registration: American Paint Horse Association
Age: 10
Markings: Blaze, two hind socks
Height: 15.3 hands (maybe more)
Weight: Approx 1200 but not positive at all

~Goes western or english
~snaffle mouth
~Responsive to leg cues
~neckreins walk and trot...but still needs work on canter (but he's getting it really quickly)
~FAST learner
~Parelli training
~Smooth western trot, but can do a fast trot when asked
~floating canter
~Picks up all four feet easily...either by running hands down leg or by touching the chestnut/hock cap
~lunges great both free and on line...but does not need to be lunged
~easy keeper...does not need grain
~can get rounded and collected, on the bit, and head on the vertical when asked
~barefoot with health shoes ever needed
~Gets along well with other horses...medium horse on pecking order (occasionally low horse depending on herd)
~Would be alright for a beginner, but wouldn't trust him alone with one
~catches easily
~stands to be mounted easily
~is fine with dogs, goats, and pigs
~good trail horse


^^I am working on getting him a hopefully in a month (maybe less if I'm lucky lol) he'll have a nice one)

^^With a beginner on him

^^With my sister on him...who is a beginner also

So, what do you all think?
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post #2 of 9 Old 08-05-2008, 10:32 PM Thread Starter
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post #3 of 9 Old 08-05-2008, 10:33 PM
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I'd say insure him for what you bought him for.

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JustDressageIt is offline  
post #4 of 9 Old 08-05-2008, 10:35 PM Thread Starter
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that's what I was thinking, but also just curous to see how much he's worth.
I've put sooo much time and effort in to him (not to mention money also)
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post #5 of 9 Old 08-05-2008, 11:17 PM
Join Date: Jul 2007
Location: Texas
Posts: 458
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I agree with JDI. Insure him for $5,000. Until you show him or do something to get his name out there, he's worth the same as he is when you bought him. We all put lots of time and money into all of our horses....sometimes it helps, sometimes it's just what it is...time.

Nothing in your description of him screams "MORE MONEY" to me. (Although I know you think and feel like he's worth a million dollars!! I think mine are! )

I am owned by:
Reign- 6 yo Rocky Mountain gelding and Turista- 6 yo Paso Fino gelding...the loves of my life!
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post #6 of 9 Old 08-06-2008, 09:01 AM
Join Date: Jun 2008
Location: Minnesota Baby.
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I'd also say insure him for 5,000

I dreamed about him, being something untouchable to me, untamable, and wild.
1998 Friesian Sport Horse
ImperiousImpression is offline  
post #7 of 9 Old 08-06-2008, 09:11 AM
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Join Date: Apr 2008
Location: USA
Posts: 21,984
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When I talked to them about insuring Ri, which I havent done yet, but am planning too...

They said you take into concideration what you payed for him ($5000) and then you consider the training he's had, we'll say... (2500)... so I would ensure him for at least 7500.

A friend of mine insured hers for 25k but I think that's a little overkill...

"Be a best friend, tell the truth, and overuse I love you
Go to work, do your best, don't outsmart your common sense
Never let your prayin knees get lazy
And love like crazy"
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post #8 of 9 Old 08-06-2008, 10:33 AM
Green Broke
Join Date: May 2008
Posts: 3,172
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insurance agents always ask " what would it cost to replace what you are insuring?"

I say insure for $6500-7500, but that's just me :)

Justin (qh/tb)
Boo (asb)
kickshaw is offline  
post #9 of 9 Old 08-06-2008, 12:49 PM
Join Date: Jul 2010
Location: MD
Posts: 13,220
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I agree, anywhere from $5000-6000 is good. :)

Ride more, worry less.
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