Planning on insuring much do u think he's worth?

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Planning on insuring much do u think he's worth?

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    08-05-2008, 10:29 PM
Planning on insuring much do u think he's worth?

Okay I'm planning on insuring Sonny for mortality and major surgery just in case. I was talking to a friend and she recommended it.
I wanted everyone to give me an approx value of Sonny....I'm NOT going to be upset if you say he's worth $1 for to me he's worth more than anything in the world.
I paid $5000 for him if it matters at all

Name: Sonny Wimps Gunshot
Registration: American Paint Horse Association
Age: 10
Markings: Blaze, two hind socks
Height: 15.3 hands (maybe more)
Weight: Approx 1200 but not positive at all

~Goes western or english
~snaffle mouth
~Responsive to leg cues
~neckreins walk and trot...but still needs work on canter (but he's getting it really quickly)
~FAST learner
~Parelli training
~Smooth western trot, but can do a fast trot when asked
~floating canter
~Picks up all four feet easily...either by running hands down leg or by touching the chestnut/hock cap
~lunges great both free and on line...but does not need to be lunged
~easy keeper...does not need grain
~can get rounded and collected, on the bit, and head on the vertical when asked
~barefoot with health shoes ever needed
~Gets along well with other horses...medium horse on pecking order (occasionally low horse depending on herd)
~Would be alright for a beginner, but wouldn't trust him alone with one
~catches easily
~stands to be mounted easily
~is fine with dogs, goats, and pigs
~good trail horse


^^I am working on getting him a hopefully in a month (maybe less if I'm lucky lol) he'll have a nice one)

^^With a beginner on him

^^With my sister on him...who is a beginner also

So, what do you all think?
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    08-05-2008, 10:32 PM
His pedigree
    08-05-2008, 10:33 PM
I'd say insure him for what you bought him for.
    08-05-2008, 10:35 PM
That's what I was thinking, but also just curous to see how much he's worth.
I've put sooo much time and effort in to him (not to mention money also)
    08-05-2008, 11:17 PM
I agree with JDI. Insure him for $5,000. Until you show him or do something to get his name out there, he's worth the same as he is when you bought him. We all put lots of time and money into all of our horses....sometimes it helps, sometimes it's just what it is...time.

Nothing in your description of him screams "MORE MONEY" to me. (Although I know you think and feel like he's worth a million dollars!! I think mine are! )
    08-06-2008, 09:01 AM
I'd also say insure him for 5,000
    08-06-2008, 09:11 AM
Super Moderator
When I talked to them about insuring Ri, which I havent done yet, but am planning too...

They said you take into concideration what you payed for him ($5000) and then you consider the training he's had, we'll say... (2500)... so I would ensure him for at least 7500.

A friend of mine insured hers for 25k but I think that's a little overkill...
    08-06-2008, 10:33 AM
Green Broke
Insurance agents always ask " what would it cost to replace what you are insuring?"

I say insure for $6500-7500, but that's just me :)
    08-06-2008, 12:49 PM
I agree, anywhere from $5000-6000 is good. :)

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