I see a very composed and balanced rider on a horse that seems mostly happy , composed and balance, too. She is 20, so modify your expectations accordingly, and she has come to this sort of training late in life. With that in mind, you should be very happy with how far you have come.
It is true that you might be able to get a littl more ump out of her, but you also stand to get her irritated and unhappy. Unless she is really holding back, I would not jab her with spurs, but rather encourage her more forward , little by little, rewarding her occasionally by allowing her to stretch forward and go on the buckle (very loose rein). She has given a lot into this equation, so push it slowly.
With this in mind, and seeing how nicely balanced and quiet you are, you might work on getting her to stretch forward at a canter and then to collect her back up. Working on longitudially lengthening and shortening your horse, all slowly without haste or pressure and keeping exactly the same easy rythm.
You have a lot of potential as a rider!