She has a bone chip. I already have the vet check and xrays. The market has bombed here badly too. She's sound, sane and healthy. She does need some work but the trainer I've found for me has also looked her over and agrees with some work she'll be good. She's sound for flatwork. Which rules out eventing on her, unless I have surgery done.
I'm really just looking for a second horse to learn dressage on.
In buying a horse with bone chips you are buying something with very little resale value and the potential to cost you a lot of money down the road.
If the market has tanked in your area then it should be very easy to find an educated, sane, sound horse for much less than it is worth as well.