You know I had to make this decision as well? :)
I really contemplated the fact of living in a colder place, as to a warmer place.. Being so close to you, I can relate! I lucked out with the benefit of having lived in a tons of places, and even all over the world (thanks to uncle sam). And you know.. I am going to stay where I am at!
Its either the cold, or bugs, or heat, city or rural.. I guess you would have to make yourself a top 10 list of what you want, and what you don't like.. Then decide!
Mine was the bugs and heat! LOL!
Dixon's Red Hot Ember