PaintedHorseMares, I hear yah!
I was so proud of my old gal a few weekends ago. We were in a Christmas Cowboy parade and T was carrying my 3 yr old granddaughter. Most of the horses around us where snorting and carrying on (not enough exercise and on winter feed), but my girl was "been there done that".
My granddaughter will ride her in lead line this coming show season (new world for me, but looking forward to it), and I'm sure she'll be a perfect lady with the little one on her.
Melissa4horses, what you are planning on using this horse for sounds fine. Have her checked out by your vet and find out why she needs the chiro. If you are planning on having her for a couple of years, that should be fine, and she'll only be 22 when you are ready to "pass" her on.
In my riding club, these tried and true oldies are passed on to the next youngster that has graduated from the pony they have been riding. There are many horses well over 20 more then keeping up with the younger horses in the club,and actually teaching the youngsters to calm down and relax on the trails.
Good luck to you, and let us know which direction you've gone in horse wise.
Be the kind of woman that when your feet hit the floor each morning the devil says, "Oh crap, she's up!".