If you are teaching a young kid, and I teach MANY, there shouldn't be put in situations where they might need to hold on. They don't get off the lead until they can effectively stop their horse and post the trot. They don't trot on a lunge line until they can post on the lead line. The don't ride in the big ring until they have mastered the round pen. It's all about safety and knowing when to push and not to push. Do accidents happen, yes. There are plenty of ones that are avoidable though!! You can really hurt a kid psychology by them falling off. The fear can really carry out through a life time. Plus, young kids like that have the attention span of a gnat. Another reason they just shouldn't be free and willy nilly all over the place.
To answer your question I always start my little kids English. It's just easier. The saddles fit better (idk what it is with those **** kids westerns or maybe my barn doesn't have good ones) and the stirrups are easier to adjust. Also you can get an "oh ****" strap across the front incase they maybe feel the need to hold on. As far as learning goes she isn't going to be learning jumping or barrels. Riding should be focused on steering stopping, posting the trot WELL and all over control... You can teach that from any saddle.
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