My niece bred, raised and trained her own mare. This mare never did anything wrong...until last weekend when it bucked her off and my niece landed on her head.Trip to ER, concussion, continuing headaches and body aches...just had a baby 2 months ago.
As a young mother and having very young kids, she now realizes how important it is to do everything in her power to keep herself safe. This 2nd concussion has taught her that. (first was not horse related)
I think it is wrong for parents to not wear helmets when they have young kids to raise. My opinion, of course, not saying make it a law.
If you can't be brave, then be determined, and you'll end up at the same place.