I personally loooove winter, and am not ready for it to be over! The cold doesn't bother me because you can always add layers :] we have lots of snow here, well over my knees in some parts cause of drifting, and I love riding in it. I have an indoor which I realize is a big plus that many people don't have, but I like to ride through the snow too. I ride outside at least a couple times a week just to get out of the indoor! Also, I HATE bugs, I would much rather deal with the below freezing temperatures than bees, flies, gnats, ick. Don't get my wrong, I love summer and especially fall but winter is great. In my opinion at least. You gotta at least be able to tolerate winter to live in wisconsin!