i personally loooove winter, and am not ready for it to be over! the cold doesn't bother me because you can always add layers :] we have lots of snow here, well over my knees in some parts cause of drifting, and i love riding in it. i have an indoor which i realize is a big plus that many people don't have, but i like to ride through the snow too. i ride outside at least a couple times a week just to get out of the indoor! also, i HATE bugs, i would much rather deal with the below freezing temperatures than bees, flies, gnats, ick. don't get my wrong, i love summer and especially fall but winter is great. in my opinion at least. you gotta at least be able to tolerate winter to live in wisconsin!