The helmets I buy need to be approved, they need to be very well ventilated (hot climate) and they need to be ok for showing here (not too much *stuff* on them :P )
Helmets that do have all of this are not cheap.
If I buy a helmet for $1000+, I expect it to be able to handle being dropped, and to be okay for falls where my head has not been involved in the slightest.
I think you will find 99% of people here need to buy a helmet that is approved. No one is allowed to get on any horse at my place unless they have a helmet on.
June 9th is coming up, get one (or two) then. A lot of stores are having discounts on helmets that day as it is Helmet awareness day.
Personally what I do, is have the $$$ helmet for show day and then have the $ (approved and have one on stand by) helmet for training. I have more riff raff to deal with training then I do at shows. Also keeps that good looking helmet looking good for longer. That being said, regardless of falls, I replace the show helmet every 5 years if no impact has happened. Training helmet replaced every 2 years.
For me my brain is the best thing I owe and I need to make sure I look after it. I've had my brain saved once from a helmet and I want to make sure it gets saved again if the need arises.
On the back of my head I have a beautiful scar. I spent 3 weeks in hospital with a skull fracture, the thing that saved me was my helmet. There wasn't alot of it left really. Visible crack on the exterior and interior, indent on the point of impact. If I wasn't wearing it I properly wouldn't be here.
Accidents happen, you don't know when they are going to happen, you don't know what the mechanism of it will be but, if I'm on a horse I know that regardless of how well trained it is there is always that chance something will go wrong. If I can take a proactive measure and reduce the chance of a brain injury, I will.