It gets mighty cold and snowy up here. Not much slows me down with my girl though. I don't ride in ice of any kind though and I avoid any places where I noticed water in the fall, jic, unless I get off and check first. We have lots of little streams and such here so I have to pay attention. Deep snow, slush, freezing or well, well below freezing all works for me. If it's windy, I'll stick to the bush 'cause it's warmer. If it's slushy I'll usually avoid roads because a passing car can kick it up. I often ride bareback in the winter to help stay warm. Good clothes and carry a firestarter just in case.