When you go to a show they will have what they call show bills. You can find them at your local tack stores and possibly feed stores. They will have a list of classes and how much it is to enter and if there is a payback. When Cutter showed this year I was not expecting her to win any money but she did. And the fees at the local open shows goes back into the one that is hosting the show to put on more shows. If you can contact your local saddle club. These are where you open shows are mostly.