And btw...now that I read that, english saddles are placed higher up. No wonder that western saddle looked so far back to me!
No, actually English saddles SHOULD be placed farther back than western! At least in relation to where the tree is in the saddle. It's a VERY common mistake to put a saddle too far forward.
Here's a properly placed AP saddle (a Stubben) on my husband's Anglo gelding, one of his first times having a saddle on him. Notice how only the very front of the flap is overlapping his shoulder.
Here's a properly placed CC saddle (a Crosby) on my (FAT! Lol) mare. It only has a half pad under it. Again, only the flap overlaps her shoulder. The girth is too far forward on her, but I was just taking the photo for sale purposes, the saddle didn't fit her properly.
On both of the above, the front d-ring (just below the front "button" on the pommel) is about 2" behind the back edge of the horse's shoulder blade. That is the proper position for an English saddle.