My Aussie saddle has a leather piece that goes over the buckles, also I aways wear tall boots when riding-in all my saddles-sure helps on the bruising. Usually english style boots, but I also have a Western pair that come up to the knee.I've never seen an English or Aussie pad that has neoprene, but I have a Western one that might come under that description. Most of my rides are usually 1-2 hours, so haven't had a problem. Glad you stayed on while she was jumping around. An Aussie does help w/that.