Hi, we have been jumping a lot more, and are moving up in height, and wanted to know if anyone uses any particular saddle pad to help cushion their horse's back when they jump? I saw a lot of different kinds in all of the catalogues and websites I drool over all day, but need to know if they are worth the money. I'm thinking specifically anything with gel or memory-type foam. Right now, we just use a regular pad and haven't had any problems, but if there's anyway they actually are effective, I'd jump at getting one. I don't need much of a push to buy more tack...enable me