I know its not great for the merchant selling the saddle but if you can find a new one you really like and it fits your horse, then look on ebay
or any of the several used tack sites for a used one. I think you are better off buying a used better quality saddle than getting a cheapy one new. Check your local tack shops to see if they carry used saddles too. Better to not get in a rush, save your $$ an get a good one that will outlast a cheapy one.