You may need to know some things before answering though...
Ben is a quarter horse, blanketed for 10 years before I got him. Does not grow in a supper fluffy coat. Goes out 7 hours a day. Sometimes gets wet in the winter. I live 5 min from the barn so layers is okay but not preferred. His barn is pretty drafty. Money is somewhat of a problem, but I have lots of models I could sell to pay for it (duh!!). I live in Indiana, which if you don't know can be bio-polar (no offense to any one!) with its weather. Typically we get lots of snow, cold, windy, and sleeting.
1- Should I let him grown in a little bit of his coat then put a meduim/heavy on him?
2- Should I let him grown in most of his coat then just put a sheet on him?
3- Should I let him grow in NONE of it and buy a couple of layers?
You may ask, why are you even thinking of blanketing?
Well at my barn almost everyone blankets, and two if it is not snowing when they are put out then they arnt coming in till 6 whether or not it rains, snows or shines! (some times it is different with the temps drop, sever wind) but anyway I don't like my horse getting cold! So whatever he gets will be water proof.
4- If I let him grow in NONE of his coat do I have to put a hood on him? I would prefer not to so if a hood is a must then I will let him grow in some of the hair.
5- So say I let him grow in some of his coat, but not a lot, should I a fleece coat, a stable blanket, and a light water proof sheet for layers or just buy a medium water proof and a fleece coat? Or a water proof blanket, medium, and a stable blanket?
I hope you guys can answer my questions, also if you don't mind me PMing you please do say that as I have many more questions! Any Google just isn't helping!
THANK YOU A THOUSAND TIMES OVER!