OK, I'm thinking about buying a helmet. I have never bothered with one, but my new mare has me seriously thinking about it. I don't compete, I don't jump. Mostly trail riding and the odd flat lesson. I don't want to spend $200, but I want to make sure my money is well-spent.
Preferably, it should be something I can use year round. Maybe a removeable liner? Or adjustable so I can wear a toque (Can you tell I'm Canadian, eh?)