01-31-2012, 06:56 AM
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This is not crazy at all, lots of people own saddles or want their own saddle that don't own horses.
There are two ways to go - one, buy a saddle with an adjustable gullet. This doesn't solve all saddle fit problems, but tree and gullet width are a big components of saddle fit.
I'm not familiar with the Wintecs you mentioned, so don't know if either of them have the adjustable gullet. I would also recommend reading some reviews of them.
The other way to approach the problem is to buy a wide tree saddle or a tree that's likely to fit the majority of horses you ride (meaning medium tree with high wither clearance if you're riding a lot of TBs, wide for most QHs or draft crosses) and then pad it to fit the variety of horses you might be riding. Not perfect, but doable.
I would also say that the liklihood of the saddle you buy now fitting a horse you might buy later is not terribly high, but if what you're after is something comfortable that fits you for right now, go ahead and do it.