Blue eyed pony, yeah, that's pretty much what Navajo rugs are. Although, I have seen people using *just* a Navajo rug and no other saddle blanket/pad (again, small ranching community that's been stuck in the same rut for quite a while).
Kitten_Val, I think it may be a regional thing because they don't have Navajo rugs listed on their website. I was looking to try to get an idea on price. If they're around $15, I think I'm just going to order an English pad off eBay