Abby, my horse has same issues: only fleece on bottom otherwise bucks. Jeffersequine is good place to shop. I bought number of things there (including horse blankets), and I've been very pleased with the quality so far. However the price on pad makes me little suspicious. Just too good to be true. Also I'm afraid the canvas can be rather slippery, so saddle may slide. I usually go with something like Jeffers® All-American Saddle Pad (for $35) although without funny coloring (which gives you extra $10 for just appearance).