Save your money up for something better. Used isn't bad, either! Just make sure if you're buying a used saddle make sure you look at it.
Also, I just want to put out that I got my very nice HDR (brand new) from Ebay for only $450. Cheap compared to $1,000! I love it to pieces - I use it on (almost) every horse I ride. Also, it's very comfortable for myself, too. Look on ebay. If you find something you like, post it here on the forum. People here are very helpful.