I know that good saddles are hard to afford, but I would really wait if you can't afford one now and invest in a good one. You don't want to buy a cheap one now and then have that one fall apart in a couple years and then have to go back out and buy another one. I would highly recommend circle Y, Billy Cook, or Herford. Circle Y's are wonderful. They are high quality and last forever. My circle Y has been put on wild horses and thrown on the ground and everything you can imagine and its still in absolutly wonderful shape. They are typically pretty light also. Mine is a barrel saddle (which typically run higher in price) and I paid $2,200 for it new. It was an investment well made though because I will have that saddle forever. And a used, regular (not barrel) saddle will run you a cheaper price. So, if you can wait, I would save me money and invest in a good saddle instead of buying a cheap saddle and having to replace it in a few years.