Ok so I've always just ridden with simple saddle pads but lately, I have been seeing most riders around here ride with half pads too! I don't really understand why *everyone* rides with them. I know they can be beneficial for some types and ages of horses but this seems to be just a trend. I mean is it really necessary? I personally just would just see them as an unnecessary, expensive investment. I'd rather spend the extra $200 on making sure my saddles fit correctly with just a regular pad. But who knows, maybe that's just me... Does anyone have some insight for me???