The first time I ever cinched up a western saddle, I did it wrong. I found out afterwards, and felt sick. This was the same horse that bolted on me. Ugh! Never ride a horse without a knowledgable horse person nearby, preferably beside you. And never put (or place yourself as one) a green rider on a green broke horse. Especially a green broke Arab who is known to bolt. I'm amazed I still want to ride.
Ok, sorry for rambling. My point is, as long as you ask before you saddle up, then it's not dumb. If you ask after nearly dying and not realizing, then it might be. :)