Just wanted to post that I bought a saddle off ebay - although some of the other links above did have some promising leads. It is a 13" Wildhorn. Don't know much about Wildhorns other than they are made in America for the European market - otherwise I can't read what I am assuming looks like German. The leather and silver look quality, but not amazing quality, but I think I got it for a decent price and it ships today - so I guess I'll see soon what the quality really is - can't wait - thanks again for all the help!
If it fits the rider and horse okay, we have a saddle craftsman lined up to change out the fenders for straps...hopefully it all comes together before our first show in May:) I'll try to post a picture when she's all up and showing (My sister is a fashion design major so she has the cutest teal leather outfit with lots o' bling - good thing for connections or she'd be showing in her jeans and whatever Wal-Mart had with a collar - kid's show stuff is expensive:)