Great find Moxie!!!
You don't have to "tear apart" your saddle to do what Bill suggested. You want your fenders to look like the ones on seth's saddle.
Do one side at a time so you have a reference for what they are supposed to look like. If you're super scared, you should be able to take the strap above the stirups...(looks like a tiny belt- called the Hobble strap)...off and lay it up on the seat. Now grab each side (L&R) of the fender on the fat part and pull down. The fender should just slide down...somtimes it takes some convincing but it will go. The fender and stirup leathers are usually just a big loop. Don't be scared. Adjust the fender to look like seth's does and put the hobble strap back on. You can use the other side as reference on how to put the hobble back on...it's really a 5 minute job.
YOU CAN DO IT!!!
You'll want to get used to how your saddle works. I find that I just do oneside at a time so I always have a way to put it back together should I get turned around or backwards!!! LOL Not that that ever happens to me. :roll: