^^ Joe, poster said there is a high restocking fee (plus shipping a western saddle is not very cheap). OP, could you, please, post what they say about "returns"? May be there is a way to go around it. Plus if you paid with paypal you can always start discussion there too.
I'm sorry you had such a bad experience. :( That's exactly the reason I try to avoid buying expensive stuff through eBay: too many scammers.
"Life isn't about waiting for the storm to pass: it's about learning to dance in the rain..."
"When we are no longer able to change a situation - we are challenged to change ourselves."
"How people treat you is their karma; how you react is yours."