That being said, it is not terrible, please don't think I am using an unbelievably horrible saddle on my horse! My problem is, I have had this saddle for 6 or more years (I don't remember) yet I only bought my horse this past August. I've known her/helped train her on all my college breaks for two years and the owner was nice enough to give her to me since she wasn't working out well for her. My trainer said the saddle was OK when I was riding her now and then and I've always used a gel pad with it as well, but I'm worried it might cause soreness now that I am riding her in it 4-5 times a week. I know the saddle is not the perfect fit, but it's all I have to use, and since I am a college student, my savings are obviously quite low and I am paying for most of my board myself and working my tail off to do it. I have some savings and with the holidays coming up, I was considering doing something about this saddle.
I am wondering how much it would cost to have a saddle fitter come and fit my horse. That being said, would the saddle fitter be able to fix my saddle by 'reflocking' (I've heard the term, any chance someone could explain exactly what it means??) or by suggesting corrective padding? Or would I have to buy an entirely new or used saddle? Would the saddle fitter have saddles I could purchase or suggest sizes/brands so I wouldn't have to call him/her again to check a new one? I've never seen a saddle fitting or know much about it, and although I have been around horses whether it be working around a barn or riding, saddle fitting has always been a major luxury in the barns I have been in.
My biggest concern is the cost, I don't want to use all my savings since I want something in case of an accident or other problem. This is also my very first horse and I don't want her to get sore because I was too cheap to make her comfortable, I know her back health is very important for her own general health and for riding. Thank you for any help you can give!