The strange thing is that this rubbing is BEHIND the saddle, NOT under the panels directly (we placed the saddle on her back in the correct spot to make sure of that). I have tried using a really thick poly pad, a super thin baby pad, and everything in between with no luck! I've even tried taking some of that "sticky" material that you use to line your cupboards with and putting it under the pad and it just moves right along with the pad!!
Anyone else have this issue and how did you correct for it? For now, when I'm jumping I just use a fitted pad so that there IS no pad back there to rub, but what the heck will I do for dressage??