I have two wintec 500 ap saddles. And I CAN afford expensive leather saddles, I just sold my expensive leather stock saddle. I choose the wintecs because of the adjustable gullet. I go through a lot fo horses to being able to change the fit is really convenient. Mine are all flocking, not a big fan of CAIR. My first wintec was my first saddle, I have had it for 7 years, it has a little wear but is my most comfortable saddle. I reccomend though, getting the synthetic girth points replaced with leather ones. The synthetic ones crack and degenerate.