I liked the Stubben saddles better than the HDR saddles. The main reason was because when I rode in the HDR saddles I couldn't feel my horse and they influenced a forward position that I didn't like. The Stubbens do have a harder seat, but the quality was good, put me in a more favorable position, and I could feel my horse. Riding in a saddle with a harder seat really doesn't effect me, but one of my "musts" is to ride in a saddle where I can feel my horse. I have to say that I am a big fan of the M. Toulouse saddles. Every saddle from them that I've ridden in was comfortable and good quality. I also like my Dover Circuit saddle. It's comfortable, well made, and puts me in a good position. The only downside to the Circuits is that the dye comes out easily. A little oil puts the dye right back in and makes it look brand new again.