Moxie, just like every saddle maker has their own version of what to call the color of their saddle, so do other tack makers. A REAL cowgirl just wants to be close in color not a direct match - real cowgirls are not color coordinated
After riding with your tack and oiling it over a season, it all comes out looking close anyway. I started with a light oiled saddle and a medium oiled headstall last year and it's pretty close in color now. (Check out the pics of Bobo).