I had one in my shop and it took a lot of work to make it right. The part of the stirrup leather than ran around the tree was so thick it caused a lump under the skirt that make the horse's back sore. No amount of grunt work would move the stirrup leather as I wanted to shave it down so I had to back the skirts off. Whomever had installed the skirts had gone nuts with the power stapler and often where there should have been one staple there were three or four. For a new saddle the leather was incredibly dry which made me think it wasn't American veg. tanned. It's more like the Asian urine tanned altho not positive. In brief, I wouldn't buy one, nor would I recommend one. I was able to free the leather and what I found was that the thickness throughout it's length was anywhere from 1/8th to 1/4. By eliminating the greater thickness the lump under the skirt was eliminated. I know of very few buyers who check the stirrup leathers to look for evenness or stretching. Replacement can add considerably to the cost.