I have a few sets, one for trail riding. I use my corriente saddle with a smart cinch, impact gel pad or my esp, maroon smb's if necessary, two ear bridle with rawhide covering on the ears, copper comfort snaffle, leather split reins, or my cotton trail reins depending on the terrain and a thick, dark oil breast collar.
-For the trail I like having reliable gear that's going to last, the bling isn't necessary for me and I'd rather not ruin it. We do a lot of water riding and rough riding through out the year. Snow can destroy a nice bling bridle. I tend to use my roping corriente now for trail riding because it's comfy, but HEAVY. I am upgrading to a lighter wade soon and can't wait.
My gaming / play / bling sets, esp or gel pad, silver royal zebra set, or the back in black set, my dakota barrel saddle, smart cinch, copper comfort snaffle, zebra pad, lime green smb boots, and neon pink and green gaming reins.
-For gaming, showing and "showing off" :P I like using the bling, what cowgirl doesn't? For the fun shows, the neon always pops with the zebra and he's a buckskin so it all goes together. It's always fun to get all dressed up and to compete.
Overall I'd say stick with namebrands, MOST but not all offbrands are usually cheap. You just have to know what you're buying, I try to check anything out at some point in the store before buying online so I don't get screwed. I normally do not buy tack off of Ebay
either, people claim so much, you pay a lot and don't get what you thought you were. Corriente saddles are the one brand I moved to for saddles and LOVE them.
Picture of my saddle, and also a picture of one of my bling sets, NOT my horse.