The 30-something's Thread!! *finally* - Page 38
 
 

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The 30-something's Thread!! *finally*

This is a discussion on The 30-something's Thread!! *finally* within the Horse Talk forums, part of the Keeping and Caring for Horses category

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        04-13-2013, 02:23 PM
      #371
    Yearling
    Maple - That many children would be the death of me, I'm sure of it. I cringe just imagining that many kids scurrying about.

    Faye - Holy crappoli! A million dollars? Are the foundations built of golden blocks and the walls covered in ivory?! That's ridiculous! I would definitely be moving to the land of cheaper houses. Although the US pretty much sucks apples right now and is about to go up in flames. But at least we have affordable housing, right?

    The financial pinch is hitting pretty much everyone I know. We all need to figure out how to grow money on trees and share the seeds!!
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        04-13-2013, 02:25 PM
      #372
    Showing
    Sounds like a great party Maple! I bet the kids had a great time and the mess was probably worth it.

    Second soccer game was fantastic! DD & her bff make an awesome pair on the field. They have really been getting their passing down and they did great. Ended up winning 4-0, 2 goals were DD's, other 2 her friend scored. Smiled big on the inside when I heard the dads from the other team behind me on the bleachers say "Good grief, those girls are schooling our boys out there."

    Now that I'm a popsicle I think the rest of the day is going to be spent in warm jammies watching movies with the kiddo.
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        04-13-2013, 02:50 PM
      #373
    Banned
    Drafty, ouch on the teeth. I am dentist phobia, so I live with large holes in my teeth - because getting them fixed would be the sensible thing to do, so I ignore them instead.

    Sara, congrats on your wedding and your Masters.

    Drafty, if you are so close to qualifying, I think you should go do that. Can you go to a temp agency in the mean time and find something that pays more?

    EMS, sorry about your dogs, and it's just awful that they did that next to your kids.

    Maple, sounds like a great party. Worry about the state of your house tomorrow.
    Sorry about your mortgage, that happened to us a few years ago, our mortgage payment jumped from about $800 to $1300 a month. Well if we were able to afford the $1300, we would have bought a nicer house in the first place.
    Thankfully we were able to refinance, and the payments have reduced again.
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        04-13-2013, 04:13 PM
      #374
    Trained
    I had a moment with "Slick" today. Thought I'd share.

    Went out to roll the horses ears with bug repellant, the gnats are horrendous.
    He gave me the "Oh hell no sister, you have STUFF in your hands" look and attempted to scoot off. So here I am trying to do a simple daily chore, in my fluffy white robe, and flip flops... I went ballistic.

    I lunged at him, grabbed his mane and we did about twenty rounds of award winning reining spins, and acrobat moves. (lost my flops) I eventually pinned his head down to my knees and rolled his ears for a long time.
    Made him stand there for a good 10 without grazing, then let him go. I walked around him several times, jumped at him, made him lift his head, flex with just a finger several times before I was done. He didn't MOVE!

    YEAH, that's what I THOUGHT! *chest puff shoulder roll*

    Days like these make me feel good, I still gots it.
    (I usually wear nice MUCK's not flops, this was a random freak occurrence and it coulda been bad I know, but I won!)

    Horray for M!! Go girls Go!!
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        04-13-2013, 04:40 PM
      #375
    Started
    Quote:
    Originally Posted by Faye83    
    OMG Maple! I can't imagine that many kids!! But...I think I want to come to one of your birthday parties, they sound like so much fun! I hope things work out with you mortgage. Here houses are so expensive that hubby and I just decided to rent for awhile. There is only 3 of us in our family but a three bedroom house on a couple acres would cost us just over a million dollars, its ridiculous! I have been looking at prices of houses and horses in the states and I think I want to move there, anyone want to take us in till we find a house? Lol.
    As much as I feel bad for everyone struggling, it makes me realize that its not just us and more people live paycheck to paycheck then I thought. Thanks for the reassurance guys!
    Hope everyone is ok today, it is the weekend after all! Tomorrow a couple friends and I are riding to the beach so everyone cross your fingers for good weather for me!
    The party did go well, all the kids left with a big smile on their faces. We went out on a limb doing a "pony party" and I was a bit concerned how Nod would react when we've only had her two months, but am delighted with it.

    I'm forever lookin at houses in BC for sale, as that is where I was born and all my extended family live. I don't tend to look at the expensive ones, but am forever showin hubby the rather "cheap" ones near Prince George because when we do move over, we'll eventually want to buy in BC. Irish house prices when we bought were heartbreaking - we got an old cottage on 1 acre for 350k and renovated it. At the time a 1 bed apartment near Dublin could easily set you back 500k. Now with the property crash houses are more affordable, but people can't get mortgages.

    Quote:
    Originally Posted by AlexS    

    Maple, sounds like a great party. Worry about the state of your house tomorrow.
    Sorry about your mortgage, that happened to us a few years ago, our mortgage payment jumped from about $800 to $1300 a month. Well if we were able to afford the $1300, we would have bought a nicer house in the first place.
    Thankfully we were able to refinance, and the payments have reduced again.
    I know the majority of the country is in trouble, and as we make consistent payments and keep in regular contact with the bank I feel ok. Obviously it's not ideal, but knowing we are not alone makes it easier to cope. We went from 800 up to 1800 in three years and now it is just under 1500. I kick myself for buying when we did, as we were young and listening to the inlaws who were putting a huge amount of pressure on all the married couples in the family to buy while and the mortgage crisis was predicted on the news. In hindsight, if I wasn't mature enough to listen to the news, I wasn't mature enough to buy a house but there is no changing it now and it will work itself out. The long term plan is to move back to Canada and rent the house out while workin our backsides off to pay it off as quickly as possible - but getting the paperwork in order is a very long drawn out process that takes about 2 years.
         
        04-13-2013, 04:51 PM
      #376
    Showing
    Actually, some good news on the job front!

    So a salesman I worked with at Hyundai (started the same day I did and we became friends) has had this business thing going with a friend of his that they were trying to start up. Steve (my friend) told me when they started trying to get the business loan that if it came to fruition, that he was quitting and taking me with him to be the secretary/receptionist. After a couple of months of stagnation, things are finally starting to move at a fast pace! Steve met with the board of directors for the company on Wednesday and today he got an email from the other guy saying that Steve is in as the GM. So, within a month, we'll be ready to start up the office here in town and I'll have a new job (that will pay, according to Steve, $12-15/hr and will be full time). Very excited as I just adore Steve and secretary/receptionist work is what I'm good at (I have a great phone persona).

    Other than that, I'm just trudging away at work today. I'm usually off on Saturdays, but since we were short-handed (they just hired two new people this week), we had to rotate Saturdays and today was my day. "Only" four more hours to go. Yay.
    Posted via Mobile Device
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        04-13-2013, 04:51 PM
      #377
    Banned
    Ugh that's horrible pressure to live with Maple. Is there any way you can refinance?



    Had the vet out for Spring stuff the other week, and coggins. I've been mulling over a show name for Lucas for some time, and have a list in my phone that I've kept looking at.
    I decided to go with a name that Kid 1 came up with - so Lucas has a show name now (Get Over It - my goal is for him to a jumper) I just need to get him to a show.
    Attached Images
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        04-13-2013, 05:07 PM
      #378
    Started
    Quote:
    Originally Posted by AlexS    
    Ugh that's horrible pressure to live with Maple. Is there any way you can refinance?

    We make a lower payment very week...it is significantly lower than what we should be paying. DH met with them when his wages were more than halved, they told him to just give the house back. He refused. They are telling a lot of people to do that, then they will try and sell the house and sue the person for the difference. With the crash houses are selling for about 1/3 of what they were valued at during the boom, alot people are getting stung. We played hard ball and told them we'd pay X amount every week. We make those payments and don't hear from them, they are happy to be getting something in while so many people are paying nothing.

    Hubby gets his football, DD and I get to ride. We don't have the luxury of jetting off on holidays we don't go out drinking, or eat out often. You would be amazed how much sun holidays and nights out are considered a normal part of life even for those on unemployment benefits. Granted people could say we shouldn't do horses while money is tight, but we need to have some enjoyment in life, and it's far cheaper than a night on the drink.

    I love the name Get Over It!! Let us know when you organize your first show!
         
        04-13-2013, 05:32 PM
      #379
    Yearling
    The medication is taken for a 12 week period and then if successful in treatment, another 12 weeks is usually recommended to help increase abstinence. As with most medications, some folks have adverse reactions. However, most of the exposure I have had with patients, the side effects are relatively mild and can be tolerated for the duration of the treatment process.
    I also believe that Pfizer has some "assistance" programs too for people that want to try it, but maybe don't have the coverage to pay for such things.
         
        04-13-2013, 06:35 PM
      #380
    Showing
    Maple, my sister works for a mortgage company as a loan officer. She hates what the US government is doing to people in the States. It's much the same as what happened to you. They are having her approve people for loans that they can't afford, knowing that they'll go upside down and lose their house. Then the government steps in (since they subsidized the loan), take over the house, short sale or auction it off, and come after the people for whatever difference there is. It honestly makes her sick.
    Posted via Mobile Device
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