any leasing stories
   

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any leasing stories

This is a discussion on any leasing stories within the Horse Talk forums, part of the Keeping and Caring for Horses category
  • wanna stop leasing a horse
  • Lease horse colic

 
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    10-07-2010, 06:23 PM
  #1
Weanling
any leasing stories

I was just wondering if anyone on here has any experience leasing another horse from someone and what they have to share on the subject. I am looking into leasing a horse and I'm not sure what to expect. I have leased from a friend only for a month, then the horse became ill due to a pre-existing ulcer condition and I am no longer able to ride him until the owner can get the medication for him. Anyway, I recently had bought a horse who colicked a few months after I bought him. It was a $500 vet bill, emergency charge on a sunday night and it really shook me up. The whole time waiting for the vet I kept thinking about how high the bill could be, what kind of treatments would be involved. So I paid the bill and then two days later while he was still on the medication I got a call from the barn manager telling me that he was 'acting weird' again and that I needed to come out and check on him to make sure he wasn't going into a colic again. Needless to say, I was panic stricken again. I couldn't take it so I asked the woman who sold him to me if she would buy him back. She did. So I am afraid to OWN another horse because I could afford the purchase price, the board and farrier would be a stretch but I could do it. But those vet bills, those scare the crap out of me. I'm thinking leasing is the way to go for me. I guess I couldn't do a 'free lease' because then they would expect vet care as well, like if the horse colic's while I'm leasing it or something? So maybe a partial lease?
     
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    10-07-2010, 06:43 PM
  #2
Foal
During my lease I did a partial lease, all vet and farrier care was covered by the owner. The only vet charges I would have been in charge of would be in the horse had gotten hurt while in my care (i was riding or working him) though people's agreements vary, just be sure to read the lease agreement over well before leasing. It is definitely worth it. I can't afford to own either so lease was the next best thing and I really enjoyed my time with the horse.
     
    10-07-2010, 07:32 PM
  #3
Weanling
My gelding is a lease with option to buy within 2 years. I cover all his vet, farrier, food, board. Always, always sign a contract! If vet bills scare you, as they scare me, I choose to get mortality and medical insurance for my guy, which covers colic with a $500 deductible and works out to be about $300 annually.

There are leases where you just have a set amount of rides per week and are not responsible for care, which might suit you. Depends on what you're wanting.
     
    10-07-2010, 10:44 PM
  #4
Foal
I currently lease. I provide boarding costs/feed/de-worming/farrier. We split the cost of vet care ie: floats and vaccines. I pay for vet bills incurred because of something my fault and in my care. We have a contract and both of us want what is best for the horse. I have the option to buy her at anytime. I have to give a 30 day notice to cancel the lease in writing.

Overall, I think it is a great idea. She gets care for a horse (she has a few) and I get to see if the horse and I make a good team without buying and finding out that we don't. Its also a good way to get back into horses and get an idea what the cost is with the ability to get out if it is something I can't handle long term. But I also lease from a great girl..so I think that helps lol
     
    10-08-2010, 08:09 AM
  #5
Foal
Rottenweiller that is what stopped me from buying a horse out right when everyone was pushing me to. The food, farrier, wormer, etc really didn't seem all that expensive but those vet bills kept me in check. When this lady was pushing me to buy I kept trying to tell her that vet bills would be hard for me to cover, heck even vet bills for a dog is outrageous. I knew a lady that paid $7000 after her dog broke its back, so can't even imagine how horse emergency could be.

When ever you decide to do a lease get a contarct and be sure you want to lease with the person. I "leased" a horse from a horse from a lady it one of the worse experiences ever. Thankfully no contract was involved and I was allowed to leave.

My second lease option was much better I really like the lady and the facilities. So a contract was made I paid $125/month. However vet bills unless something happened when I was riding were covered by the owners. It varies from person to person, one thing I've learned from leasing is go with your gut instinct.

Good luck
     
    10-10-2010, 08:06 PM
  #6
Weanling
I have half leased and full leased, always with a contract. For the half lease I was responsable for half board, shoes and my lessons and show fees. Full leasing I was responsable for everything. When I leased my horses out, it was always with a contract as to what the leaser was responsable for and I had insurance on the horse, as I do on the horse I own. Health insurance for the horses really helps with the vet bills if that is what you are really afraid of. It also depends on who you lease from in my experience.
     

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