Anybody loaning out or has a horse on loan?
 
 

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Anybody loaning out or has a horse on loan?

This is a discussion on Anybody loaning out or has a horse on loan? within the Horse Talk forums, part of the Keeping and Caring for Horses category

     
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        12-02-2009, 02:24 PM
      #1
    Foal
    Question Anybody loaning out or has a horse on loan?

    Hey everyone.

    So I have a horse, but don't want to sell him. I've grown out of him and want to get something bigger and more athletic that a dumpy cob. :P I have a sharer who contributes a small cost at the moment but she wants to loan him full term. So, what does anybody else pay for a full loan, or what does anyone else charge, as such.

    I'm no expert on loaning at all, but from what i've always thought the 'owner' pays vet, insurance and farrier, and the 'loaner' pays the rest. Is this right? I'm confuzzled. If some poeple could let me know their arrangements it may help me plan something for my boy.

    Thanks all!

    Kx
         
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        12-02-2009, 02:36 PM
      #2
    Green Broke
    Ive never loaned or had someone loan my horse, but I know alot of people that do. Alot of loan deals are different, my friend was loaning a horse and she would pay everything except if the horse got hurt in the feild the owner would pay extra vet fees. But I think it sounds fairer if the owner pays vet and farrier fees and the person loaning pays the board. :)
         
        12-02-2009, 02:57 PM
      #3
    Weanling
    I agree to, the loaner should pay the board, but any 'extra' costs should be paid by you! :)
    You can always contact the barn owner to ask what it should be like, and else try have a talk with the person, see what she thinks is reasonable
         
        12-02-2009, 03:01 PM
      #4
    Showing
    When I had to board a horse (28 years ago LOL) in NY, I had a share boarder. She rode 1/2 the time on a schedule we agreed to and we shared the cost of everything except tack. That included vet, farrier, board, etc.

    I know several people that, for whatever their reason, lease horses instead of buying one and they pay all costs associated with the horse. The owner does nothing but own the horse and has the right to check on him at any time but not to ride. In one case the owner has the right to determine the feed and which the farrier to use; but in another case, the owner just has the right to check up on their horse's welfare.
         
        12-02-2009, 03:23 PM
      #5
    Foal
    Normally, the loaner pays vet, farrier etc;
    But I guess it just depends on the contract agreements ^-^
         
        12-02-2009, 04:10 PM
      #6
    Weanling
    Not to scare you, but PLEASE make sure that you absolutely trust whoever leases your horse. The owner of the pony I learned to ride on let him go on a ten year lease on the same terms mentioned above (right to check on the pony at any time, and an escape clause for the lessee if they didn't like the pony). A couple months into the lease the owner went to check on the pony and he wasn't there, so she asked the lessees where he was and according to them, they didn't like him and their daughter was scared of him (not the pony's fault--he was NEVER mean or scary) so they had shot him. They did so even though the owner would have taken him back at any time. This is extreme, but obviously, it does happen or I wouldn't be telling you about it. Please be careful.
         
        12-02-2009, 05:58 PM
      #7
    Foal
    Oh my God, that's extreme! What on earth??

    Hmmm, i've heard silimar stories! Admittedly I am incredibly fussy about who looks after Sam. I love him to death so would never lend him to just anyone who applied. I'm not desperate to put him out on loan so have aaaallll the time in the world to find somebody right for him. I've been asking people who might know of people, if you know what I mean, and the girl sharing him at the mo is fab - I work with her so I know her already and they're so cute together. She sends me picture messages of him all the time... 'look where I found Sam today' - in a bush in the river, or 'look at Sam's hair do!' - and a pic of him with a frosty forelock. I think she's wonderful.

    But man, why on earth would they shoot it if it wasn't right for them?? How crazy! I have heard stories of ppl selling their loan horses, which is why i'm so carfeul of who i'd loan him to. Gotta be right for my Cookie Monster! ;oP And he's staying at the current yard near me too. Yay!

    Thank you for the tips everyone, it's helpful! :o) Just trying to figure out fair terms etc.

    Kate x
         
        12-02-2009, 06:40 PM
      #8
    Banned
    I am currently putting my gelding out on loan, and although the specifics would have to be worked out with an actual leasee, the basics are this:

    They pay half of his board and vet bills, as well as any showing fees they might incur. Any kind of training has to be run by me, and they have to give 30 days notice before rescinding the contract (its an open-ended agreement).

    I pay for his farrier as well as my half of the vet and the board, since its only 35 dollars, and I of course get the final say in anything that's done with him.
         
        12-02-2009, 07:01 PM
      #9
    Weanling
    I loaned out a horse once and the one who loaned it paid for everything as in effect they are the owners for that period
         
        12-02-2009, 07:09 PM
      #10
    Weanling
    Quote:
    Originally Posted by kateywatey8080    
    Oh my God, that's extreme! What on earth??

    Hmmm, i've heard silimar stories! Admittedly I am incredibly fussy about who looks after Sam. I love him to death so would never lend him to just anyone who applied. I'm not desperate to put him out on loan so have aaaallll the time in the world to find somebody right for him. I've been asking people who might know of people, if you know what I mean, and the girl sharing him at the mo is fab - I work with her so I know her already and they're so cute together. She sends me picture messages of him all the time... 'look where I found Sam today' - in a bush in the river, or 'look at Sam's hair do!' - and a pic of him with a frosty forelock. I think she's wonderful.

    But man, why on earth would they shoot it if it wasn't right for them?? How crazy! I have heard stories of ppl selling their loan horses, which is why i'm so carfeul of who i'd loan him to. Gotta be right for my Cookie Monster! ;oP And he's staying at the current yard near me too. Yay!

    Thank you for the tips everyone, it's helpful! :o) Just trying to figure out fair terms etc.

    Kate x
    Yes, it was very extreme, very illegal, and very heartbreaking. It's really good to know the person who's borrowing your horse if you want him/her back in the same condition you lent him/her out in, if at all. Glad to hear you know the girl.

    Also, you call your horse Cookie Monster?! That's what I call my foal! We're nickname twins!!!!
         

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